Understanding Card Brand Violations: Protecting Your Business from Payment Processing Issues

Card brand violations can significantly impact your ability to process payments and maintain a good relationship with your payment processor. In this article, we’ll explore what card brand violations are, why they happen, and how businesses can prevent and resolve them effectively. 💳 What Are Card Brand Violations? Card brand violations occur when a business fails to comply with the rules and regulations set by major card networks such as Visa, MasterCard, American Express, and Discover. These violations can range from fraudulent transactions to mishandling customer data, and can result in penalties, fines, or even the loss of payment processing privileges. 🚫 Common Card Brand Violations Chargeback Abuse : When a business experiences a high volume of chargebacks, this is often seen as a violation of card brand rules. Card networks require businesses to maintain a chargeback ratio within certain limits, and exceeding these thresholds can lead to penalties 📉. Non-Compliance with Secur...